Community Development & Home Ownership

The community development function of the St. Cloud Housing and Redevelopment Authority includes the implementation of a number of programs to promote homeownership, neighborhood improvements and programs that serve low- to moderate income families.

The St. Cloud HRA's programs include:

CDBG Homeowner Rehabilitation Loans

MHFA Homeowner Rehabilitation Loans

GMHF Homeowner Rehabilitation Loans

South Side University Neighborhood Rental Property Conversion (rental to homeowner occupied) Program

NSP Hombuyer Incentive

NSP Rehab Loans

NSP Habitat

Many of our programs are available in St. Cloud's Core Neighborhoods only. Click here for a map of Core Neighborhoods.  For information on neighborhoodsNeighborhood incentive programs.